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  • Loans Calculator

    Calculate the loan amount you can borrow or alternatively, the monthly payments you can afford.

    How much can i... borrow afford

    You can borrow only a maximum amount of.


    Rate of interest is 5.75% pa.

    24 Months

    Adjust repayment tenure to change EMI

    This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

  • Loan Refinancing Calculator

    The above approximate calculation of the loan is for guidance only and does not entail any kind of obligation or liability on the bank. This operation and its result assumes that you have paid all your installments on time, your loan term did not have a grace period and you have not made partial payments to your loan. Kindly note that Government loans cannot be refinanced.Please contact 1801801 or visit any branch to confirm.

  • Term Deposit Calculator

    This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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  • Branch / ATM Locator
  • Al Jawhara

    Calculate your chances to win with Al Jawhara


    The minimum deposit is KD 50 and maximum deposit is KD 500,000. Terms & conditions apply.

    In case of no withdrawal within the holding period, extra chances will apply

  • Weather

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  • Prayer Timings

    Kuwait Prayer Times
    Thursday,April 27,2017

    • Fajr 03:46 AM
    • Sunrise 05:10 AM
    • Dhuhr 11:46 AM
    • Asr 03:21 PM
    • Maghrib 06:21 PM
    • Isha 07:43 PM
  • Ask a Question
  • Currency Converter

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    Click here to view the Currency Rates

  • NBK Miles Points Calculator



With You In Every Success
The world is full of golden opportunities, and you deserve only the finest. Now you’re performing at a superior level that inspires others to follow your lead. NBK respects your demands to aim higher and will help you continue on your journey to success.

Welcome to Privilege Banking, where recognition and personal attention are just some of the defining traits of NBK's banking style. As a Privilege Banking Customer, you will enjoy preferential services, with a range of financial products designed to meet your personal banking needs and guarantee you a high degree of satisfaction. 

As a Privilege Customer you will enjoy a wide variety of tailored services: 

  • A dedicated Relationship Manager to cater to your banking needs and advise you on basic personal financial planning.
  • Priority Loan Processing Service.
  • Premium Banking Teller Service in branches, which grants you priority when you wish to conduct  your financial transactions.
  • First in Kuwait, the NBK Visa Signature Credit Card.
  • International services across the NBK Network, find them here.
  • Watani Brokerage with a full spectrum of brokerage services.
  • A Premium Travel Program with exclusive packages and benefits.


  • Dedicated Relationship Manager
    NBK’s Relationship Managers go the extra distance to advise you on products that fit your exact profile. They will assess your financial goals in order to build a suitable plan to manage your portfolio.
    Relationship Managers are available via phone, email and in branches during working hours. They are always willing to visit you upon request.
  • Priority Routing through NBK Call Center at 1801801
    As a Privilege Banking Customer, your calls to NBK’s 24/7 call center are automatically assigned priority status and routed to a dedicated and qualified officer.
  • Premium Banking Teller Service
    All your financial transactions such as cheque or money deposits, withdrawals and enquiries will be carried out on a priority basis by a dedicated Premium Banking Officer at the branch.
  • Priority Loan Processing
    All your loan or credit card applications will be processed on a priority basis, with your Relationship Manager responding to your financial requests at your convenience. 
  • Premium Lounge Locations
    Head Office Branch, Jabriya, Ras Salmiya, Shamiya, Salmiya, Ahmadi, Kaifan, Nuzha, Daiyah, Ahmed Al Jaber, Fahed Al Salem, Faiha, Al Rawdah, Hawali, Dahiyat A. Al Salem, Mishref, Qurain, Surra, Fahaheel Al Sahely, Al Hamra, Cinema Salmiya and Riqqa.
  • NBK Privilege Visa Signature Credit Card
    As a distinguished Privilege Banking Customer, it is NBK’s pleasure to introduce to you, for the first time in Kuwait, the NBK Visa Signature Credit Card. The NBK Visa Signature Credit Card offers a superior way to pay, with preferential benefits that complement your lifestyle and privileges that makes day-to-day purchases more convenient and practical.
    With the NBK Visa Signature Credit Card you can enjoy the best Miles program in Kuwait! Get NBK Miles points for every KD 1 that you spend locally and abroad with your NBK Visa Signature Credit Card. Redeem your NBK Miles points to book from over 800 airlines, 150,000 hotels worldwide, and world-renowned car rental companies. Conveniently book your travel online from anywhere, anytime of the year with no travel black-out dates. Fly to and from any destination, and get 10,000 Free NBK Miles points the first time you use your card!
    To request adding the NBK Miles Program to your NBK Visa Signature Credit Card please contact our Relationship Managers who are available via phone, email and in branches during working hours. They are always willing to visit you upon request.

    Kindly visit the Visa Signature web page for more information.

Other Benefits

  • Visa Signature Credit Card, annual fee waived*
  • Supplementary credit card, annual fee waived*
  • New branded ATM card
  • Free cheque books
  • Free cheque copies
  • Free account statement
  • Free Demand Draft (1 per customer per month)
  • Half price on safety deposit boxes (medium and large size)
  • Privilege Expat Customers can apply for a loan for up to 30,000 KD

*Annual fees are waived if a certain point of credit spend is reached

Common Questions

  • How can I Become a Privilege Customer?
    All you have to do is meet one of the following criteria
    - Salary transfer to NBK of KD 3,000 or more, for 3 consecutive months*                               
    -Deposit of KD 100,000 or more in any interest or non-interest bearing account including Al Jawhara, Fixed Deposit or any Watani Investment funds for 3 consecutive months*.

    *If the average salary, account or fund balance falls below the minimum required amount for three consecutive months, a monthly service fee of KD 50 will be deducted from your personal account at the Bank or Privilege Banking Services will be discontinued..



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