Overview

• NBK is pleased to offer a tailor made suite of financial services to meet all of their financial needs. We welcome professional expatriates earning between KD 400- 1499. Expatriates earning in excess of KD1, 500 per month are invited to enquire about our market leading Thahabi service.
• NBK also provides maximum convenience and flexibility through our state of the art Call Centre and On Line Banking facilities coupled with Kuwait's largest branch and ATM network.
• NBK is also unique in being able to offer expatriate banking services via its Regional and International network of branches which include Lebanon, Jordan, Egypt, Saudi Arabia, London, Paris and New York.
• Whether you require a loan for a car, want to buy furniture or electronics, finance your children’s education, or you simply want to enjoy life’s luxuries, NBK helps make it happen!

Benefits

• Option to enjoy the benefits of the Al-Mustaqbal or Thahabi packages.
• Credit Cards:
  • Free credit cards for the first year: The NBK card collection (MasterCard, Visa and Diners Club) epitomizes convencine, lifestyle, luxury and more.
  • Free enrollment in the Watani Rewards Program: Get points worth 50% of the value of purchases made with your NBK credit card at participating outlets.
• Loans:
  • Expatriate loans  up to 15 times monthly salaries above KD 400 or upto 120% of your indemnity (maximum, KD 50,000) with end of service Indemnity, more than five years of service, a repayment period up to 10 years, and no guarantor.
  • Car loans up to 15 times your monthly salary (maximum, KD 15,000) with no end of service indemnity and a replacement period of up to 60 months.NBK sales outlets are located in more than 29 leading car dealerships throughout Kuwait to finance the purchase of your car quickly and conveniently. Minimum eligibility is a monthly salary of KD 500 and the completion of 100 days of employment
• Retail Finance:
  • Exclusive benefits and credit facilities for amounts ranging from KD 300 to KD 5,000 at Carrefour, Lulu Market, Midas ,Home Center ,Royal Hayat, Taiba Hospital ,Dar Al Shifa Hospital, Jarir Bookstore Electrozan , and Sony. We are continually adding new stores to our retail finance program, so please enquire for further updates .
• Channel services:
  • Free ATM cards are available with no minimum balance charge.*
  • Free, fast and secure funds transfers within three hours** from NBK Kuwait to NBK Lebanon, NBK Jordan, NBK London and Al Watany Bank of Egypt with Hala Watani and Watani Online.
• International services:
  • A network of NBK branches in 15 countries around the world.
  • Access for Jordanians in Kuwait to the Jordanian social security program through NBK Kuwait and NBK Jordan.
• Non-resident packages:
  • Non-resident Jordanian package, including real estate services, to manage your banking needs in Jordan from Kuwait.
  • Non-resident Lebanese package, including real estate services, to manage your banking needs in Lebanon from Kuwait.
  • Non-resident Egyptian package to manage your banking needs in Egypt from Kuwait.

* Subject to terms and conditions

** Funds Transfer is done during working days (Sunday to Thursday) and up to1:00 PM. All transfers done after 1:00 PM, on  Weekends, and Holidays will be credited beneficiary account the next working day.