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      GFC8.33130
      FIRSTDUBAI6.67160
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      GFH452
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      ABYAAR`R51,374,07668
      ARABREC`R29,897,31085
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      SAFRE`R22,227,34955
      GCEM`R20,686,020104
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Mustaqbal

Overview

You’ve worked hard at college and it’s now time to wow the world out there. Whatever career path you’ve chosen, Al Mustaqbal ensures you take the right steps when it comes to your finances. Armed with confidence and charisma, lead the way with your future absolutely secured.

  • Ideal for first jobbers
  • Free interest financing available from our 29 affiliated car dealerships*
  • Free credit card for those spontaneous "must have" purchases.
  • Fee-free instant access to your cash with the largest branch,  ATM & CDM network
  • Real-time SMS alerts for secure transactions at home and abroad

* Subject to terms & conditions

Benefits

  • Free branded Al Mustaqbal ATM card
  • Free credit card for the first year inclusive of  NBK Rewards Program
  • Al Mustaqbal loan up to KD70,000
  • Free SMS from Zain with your NBK-Zain credit card
  • Your choice of account
  • No minimum balance fee

Al Mustaqbal Loan

If you are just starting your career, Al Mustaqbal is an exciting new account package that's designed to meet your individual needs. It's the beginning of an ongoing & prosperous relationship between you and your bank.

  • Borrow up to KD 70,000
  • Enjoy pre-payment facility
  • Monthly calculation of interest on your reducing balance

Benefits

  • On-the-spot approval with just Civil ID and Salary Certificate
  • Repayable over a period of up to 15 years.
  • Flexible payments

Common Questions

  • What is Al Mustaqbal and how can I benefit from Al Mustaqbal?
    A: Al Mustaqbal package is for the young working professionals who are about to start their careers. It enables you to enjoy life's little luxuries even at the beginning of your working career by providing you with a comprehensive range of financial services that are easily and conveniently accessible. It also helps you attain your future goals and provides you with the freedom to control and manage all your banking needs from the comfort of your home or office.
  • What are the special features and benefits?
    A: Al Mustaqbal package offers you unique features and benefits, such as:
    - Free branded ATM card that distinguishes you from others
    - Free credit card for the first year, that offers Watani Rewards Program, free travel insurance, and more
    - Prepaid VISA card
    - Free online banking
    - SMS alerts on your mobile
    - Loan up to KD 70,000
    - No minimum balance fee
  • What is so special about the Al Mustaqbal Loan?
    A: Whatever you need – a new car, furniture for your house, or anything else, get it with Al Mustaqbal loan! You can borrow up to KD 70,000 with instant approval; get the facility of re-pay the loan, and repayment period up to 15 years.
  • Do I have access to my account around the clock?
    A: Yes, you can get the updated information on your account activities 24 hours a day:
    - Hala Watani 1801801 that is available 24 a day 7 days a week
    - Watani Online (WOL) at nbk.com
    - Subscribe to SMS banking

 

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